We know that one investment strategy does not suit everyone. We understand that every client has different goals and different attitudes to risk. Therefore, you need a personal financial planner who recognises your needs and can help you make the right decisions. Our aim is to ensure that your financial affairs are structured to achieve your long-term and short-term goals.
Having the right strategy before choosing any investment can make all the difference to the success of a financial plan. We spend time looking at different strategies such as:
- Contributions to Superannuation
- Tax effectiveness of retirement income stream
- Choice of the retirement income stream
- Use of available tax exemptions (eg capital gains tax exemptions)
- Eligibility for Centrelink benefits
When we are satisfied the strategy is right for you, we will proceed with the required investment recommendations. With external research and our own careful selection of the many investments available, our recommendations are then documented in a “Statement of Advice”.
Personalised Statement of Advice
We will assess your current financial situation, firstly taking note of your goals and objectives, then evaluate your risk profile, and develop appropriate investment strategies. We will then design a written Statement of Advice including investment strategies, providing sound recommendations in the required areas of investment, insurance. estate planning and superannuation. We will guide you step-by-step through the plan to enable you to create, build and preserve your wealth, without undue risk.
We believe that the most effective way to achieve your financial objectives with increased certainty is through a well-diversified portfolio. If you agree to our ongoing services, each year we will review your situation, tracking your progress and keep you informed about your investments, working to reach your identified goals.