Retirement isn’t just about finishing work—it’s about starting a new chapter in life. Whether you dream of travelling, spending more time with family, or simply enjoying a slower pace, planning is essential. The decisions you make in the year leading up to retirement can shape your financial security, health, and lifestyle for decades to come. In this guide, we’ll break down the key steps to take at 12 months, 6 months, 3 months, and 1 month before retirement, so you can approach this exciting milestone with confidence and clarity.
