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Realise Your Dream blog

The Realise Your Dream Blog provides accurate and unbiased articles that address all aspects of retirement lifestyle, thereby giving the the viewer the opportunity to make informed decisions that will empower them to live out their lives with dignity, certainty and security. A selection of articles have been provided below, however you can access their dedicated website by clicking the button below.

Our Blog

Eight Financial Wellbeing Books for Christmas

Financial wellbeing is crucial for achieving a balanced and stress-free life. Whether you’re looking to get out of debt, build wealth, or simply manage your money better, the right book can provide valuable insights and practical advice. Here are eight recommended books that can help you improve your financial health:

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What a Trump Presidency Means for Australia

As Donald Trump secures another term as President of the United States, Australia faces a complex array of potential impacts. Trump’s policies and leadership style, characterised by unpredictability and a strong focus on American interests, could influence Australia in several key areas:

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Changes to Aged Care

In mid-September 2024 a Bill was tabled in Parliament that, once legislated, will bring changes to how costs are charged for both residential and “at home” aged care services. These changes have been expected for some time and reflect several of the recommendations made by the Aged Care Taskforce that reported to the government in March 2024.

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What is an annuity?

When planning for retirement, one of the key considerations is ensuring a steady income stream to support your lifestyle. Annuities can be an effective solution for this. But what exactly is an annuity, and how can it benefit you?

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A new financial year – a new start

As we approach the start of the 2025 financial year on July 1, 2024, there are several important considerations for us as individuals. Let’s explore six key financial aspects to keep in mind:

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Financial freedom without boundaries.

The success of Sterling KPG is attributed to taking a genuine and active interest in our clients’ financial affairs. Here are a few questions that we commonly get asked regarding our services.

Commonly Asked Questions

When should I start getting retirement advice?

You can start making a retirement plan today!

Using smart saving strategies and giving yourself more time to save, will all work in your favour.  Setting goals early might just allow you to retire sooner than you think.

How much does financial advice cost?

It depends.  As no two people are the same, we don’t charge everyone the same fees.  When we get to know you and establish how we can help, we prepare your Client Engagement Letter so you know an estimate of costs before we start.  For an indication of what you could pay, the Moneysmart website sets out an example of financial advice fees.

Visit the MoneySmart website >>

How much money can I have and still get an Age pension?

Centrelink assesses your eligibility for the pension using an
Income and Asset test, and not all assets are assessed in the same way.  Simple factors such as the date of purchase
may affect how the asset is treated.  Knowing these rules helps us to put together strategies which can help maximise your entitlements.

For more information about the Age Pension see the Services Australia website.

Just a few of our industry accreditations.

The Tax Institure - Chartered tax advisor logo
Tax practitioners board - registered tax agent 60974015
CPA Public Practice logo
Tax practitioners board - registered tax (financial) adviser 24969476
Accredited Aged Care Professional logo