Do You Really Need $1 Million in Super to Retire Comfortably in Australia?

by admin | Oct 9, 2025 | Realise Your Dream

For years, Australians have been told they need $1 million in superannuation to retire comfortably. It’s a figure that’s often repeated in the media and by financial commentators, but is it really necessary? Or is it just another retirement myth that causes...

The Rising Cost of Retirement: Why Planning Matters More Than Ever

by admin | Sep 18, 2025 | Realise Your Dream

Retirement is meant to be a time of freedom, relaxation, and enjoyment after years of hard work. But for many Australians, the cost of maintaining even a modest lifestyle in retirement is climbing faster than expected — and it’s reshaping how we need to plan for our...

Centrelink Deeming Rates Are Changing: What It Means for Your Pension

by admin | Sep 1, 2025 | Realise Your Dream

From 20 September 2025, the Australian Government will increase the deeming rates used to calculate income from financial assets for Centrelink and DVA income support payments. This is the first change in five years, and it could affect how much Age Pension,...

Australia’s Tax Reform Horizon: What Could Be Coming Next

by admin | Aug 20, 2025 | Realise Your Dream

As Australia navigates a shifting economic landscape marked by rising living costs, housing pressures, and demographic change, tax reform is emerging as a key policy frontier. The federal government has signalled its intent to modernise the tax system to better...

Downsizing Danger: How Unlocking Home Equity Could Cost You Your Age Pension

by admin | Aug 6, 2025 | Realise Your Dream

For many older Australians, the family home is their most valuable asset. As retirement progresses and the kids move out, downsizing to a smaller, more manageable property can seem like a smart financial move. It can free up cash, reduce maintenance costs, and even...