by admin | Sep 30, 2026 | Realise Your Dream
When people plan for retirement, they often focus on the average return they expect to earn from their investments. However, the order in which those returns occur can be just as important. This is known as sequencing risk, or sequence-of-returns risk. Sequencing risk...
by admin | Aug 19, 2026 | Realise Your Dream
Negative Gearing Changes Are Coming – But Not Until 1 July 2027 Property investors have recently seen significant discussion about the Federal Government’s changes to negative gearing. While the reforms have now been legislated, it is important to understand that the...
by admin | Jul 29, 2026 | Realise Your Dream
The Australian Government has introduced significant changes to the way capital gains are taxed. While these reforms have generated considerable discussion, it is important to understand that the new rules do not commence until 1 July 2027 and, for many investors, the...
by admin | May 20, 2026 | Realise Your Dream
Why Most Retirees Are Neither Self‑Funded nor Fully on the Age Pension When people think about retirement in Australia, it’s often framed as a simple choice: you’re either comfortably self‑funded, living off your own savings, or you’re reliant on the Age Pension. In...
by admin | Apr 8, 2026 | Realise Your Dream
Considering Private Health InsuranceIt is customary for most private health insurance companies to increase their premiums from 1 April each year. That timing often prompts households to ask an important question: Is private health insurance still worth it? There is...